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How to Save More Money with Money Certificates

Set aside some extra cash to earn more interest than a typical checking or savings account, consider a money certificate. This investment option helps you grow your hard-earned money faster than a standard savings account, and opening a money certificate account is easy. Learn the basics of MCs and how they can benefit your investment goals with Personal Finance Center,

What is a Money Certificate?

  • A Money Certificate is a low-risk form of investment that we offer to Guam residents and local businesses.
  • A Money Certificate is a type of investment product that holds a fixed amount of money for a fixed period of time, which will accumulate a higher return than a regular savings, as well as most alternative investments.  
  • Unlike stocks or other investments that allow investors to adjust positions on a daily or weekly basis, the Money Certificate is a stable investment that holds a fixed amount of money for a fixed period of time.

MCs Terms and Options

At Personal Finance Center, you can open a money certificate for a little as $50. Our terms range from 6 months to 42 months. To determine which might be the right term for you, check out our current MC rates.
 
If you know you don’t need immediate access to your money and you want to earn better rates than traditional savings accounts, a money certificate may be the right investment tool. The friendly staff at Personal Finance Center are here to guide you through all of life’s stages and can help you decide what MC option makes the most financial sense.
We pride ourselves with our track record of exceptional service, returns, and promised payouts to our customers.
 
For more information you can contact us.
For further inquiries and assistance, please call (671) 647-6820