*APY=Annual Percentage Yield. The APY is an annualized rate.
Rates are subject to change without prior notice/For Guam residents and businesses only/Not FDIC insured.
This was originally published on Monday, October 1, 2018 in the Pacific Daily News.
A new federal law took effect starting Sept. 21 that makes freezing your credit report free. Congress passed the law in response to last year's Equifax cyberattack. The hack exposed the names, birthdates and Social Security numbers of nearly 145 million Americans.
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