Tropical fruit.

History & Mission


With a history dating to 1976, Personal Finance Center is the leading independent, locally owned finance company on Guam. What started as a three-man team operating under the name of Pacific Financial Corporation has become Personal Finance Center, wholly owned by the Camacho family.

Under the Camacho family's ownership, we remain committed to delivering high-quality financial services that the people of Guam expect. We provide flexible financing at affordable rates to consumers and small businesses on Guam, and our investment options on Money Certificates provide above-average rates of return.


We strengthen our communities by providing alternative financial solutions to improve people's lives and fulfill their dreams. 


  • We welcome all customers, and are strongly committed to providing financial products and services tailored to help them reach their financial goals. We are committed to developing new relationships, while continuing to value the loyalty and trust of our existing customers.


  • We promote a family-friendly atmosphere, open communication and understand the integral role our employees play in the success of our organization. We are motivated to drive the company forward with clear purpose, full engagement, and unparalleled enthusiasm.


  • We value our place in this island community, and strive to be ambassadors of Guam’s culture and heritage. We are driven to grow and sustain our business while fostering the ideals of social responsibility, community contribution, and environmental preservation.

We're here to help you. Please visit one of our locations to discuss all of your financial possibilities with PFC.

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Locations & contact info

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