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History & Mission

Our History

With a history dating to 1976, PFC Finance is the leading independent, locally owned finance company on Guam. What started as a three-man team operating under the name of Pacific Financial Corporation to now PFC Finance, wholly owned by the Camacho family.

Under the Camacho family's ownership, we remain committed to delivering high-quality financial services that the people of Guam expect. We provide flexible financing at affordable rates to consumers and small businesses on Guam, and our investment options on Money Certificates provide above-average rates of return. We also offer PFC Insurance brokerage services for your Auto, Home, and Business needs. 

Our Mission

We strengthen our communities by providing alternative financial solutions to improve people's lives and fulfill their dreams. 

Focus on customers

  • We help customers achieve financial goals by providing alternative financial solutions. 


  • We take ownership for our work, with clear purpose, full engagement, and enthusiasm. 


  • We are committed to the ideals of social responsibility, community service, and environmental preservation. 

Unity - Team Work

  • Our work environment is rooted in a "family" culture. We are open and honest in our communication. 

Service that is exceptional

  • Foster strong relationships, trust, & loyalty.

Our Vision

Be the most trusted alternative financing solution built upon enduring relationships. 

We're here to help you. Please visit one of our locations to discuss all of your financial possibilities with PFC Finance.


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Locations & Hours

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How to pay 

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