Website Scavenger Hunt



Website Scavenger Hunt


  1. In what year did Personal Finance Center open for business?

  2. What is the Money Certificate Rate for an 18-month term?

  3. What is the contact number for PFC Tamuning Center?

  4. Name (2) two PFC Products and Services.

  5. What are the types of loans PFC offers?

  6. List (3) three ways to pay PFC?

  7. What does “full coverage” mean for Insurance?

  8. How many calculators are on the Loan tab?
  1. [FILL THE BLANK] Borrow up to __ of your money Money Certificate with a loan rate of __ above your certificate rate.

  2. What is a PFC Money Certificate?

  3. How many Financial Literacy are available on the website?

  4. What is PFC’s mission statement?

  5. What is the address of PFC Dededo Center?

  6. For Homeowner’s Insurance, what are the exceptions of a few common exclusions listed in your policy?

  7. Find (3) three hibiscus icons on PFC website pages
    1. Take a screen shot with the web address shown or explain the exact location via email.
    2. Blue Hibiscus icon example. (This example will not count as one. (3) three hidden Blue Hibiscus icons will not have a PFC watermark)

*Limit to (1) one person per entry.
Website Scavenger Hunt ends at 6:00 PM (CHST) on December 23rd, 2020.
Before submitting, please carefully read the Rules and Regulations to be eligible.
Submit your COMPLETED entry
with your:




Website Scavenger Hunt

Please see Website Scavenger Hunt Questions below


  1. HOW TO ENTER: Enter the Website Scavenger Hunt during the Promotion Period online by visiting the following website at Entrants must answer Scavenger Hunt questions, find and take a screenshots of (3) three Blue Hibiscus hidden in Entrant must take a full screenshot which includes the web address where each Blue Hibiscus is hidden in order to qualify. For email submissions, entrant must submit their Full Name and Contact Number. 

    Automated or robotic Entries submitted by individuals or organizations will be disqualified. Internet entry must be made by the Entrant. Any attempt by Entrant to obtain more than the stated number of Entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void Entrant's Entries and may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All Entries must be posted by the end of the Promotion Period in order to participate. Sponsor's database clock will be the official timekeeper for this campaign.

  2. SELECTION OF WINNER(S): There will be up to (1) Grand Prize Winner and (4) Runner-Up Winners in PFC’s Website Scavenger Hunt per campaign. The Winners will be determined by being the first (5) five to email the correct answers and screenshots of the (3) three Blue Hibiscus icon to

  3. PRIZES: ARV (1) Grand Prize: $100 Netflix Gift Card. (4) Runner-Up Prizes: $25 Infusion Gift Certificates or $25 Google Play/iTunes Gift Cards. Odds of winning depends upon the number of eligible entries received. Winners may only win one prize per campaign. Prizes cannot be transferred, redeemed for cash or substituted by winner. Sponsor reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Sponsor's good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Sponsor makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. Restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.

  4. ELIGIBILITY: Open to legal residents of Guam. Entrants must be 18 years and older in order to qualify. Personal Finance Center, CAM5 employees are ineligible to enter the Sweepstakes or win a prize. Household Members and Immediate Family Members of such individuals are also not eligible to enter or win. This Sweepstakes is subject to all applicable federal, state and local laws and regulations and is void where prohibited or restricted by law.

    Prizes will only be awarded and/or delivered to addresses within said locations. All federal, state and/or local taxes, fees, and surcharges are the sole responsibility of the prize winner. Failure to comply with the Official Rules will result in forfeiture of the prize.

  5. VERIFICATION OF WINNER AND DELIVERY OF PRIZE: Winners agree to the use of name, address, likeness, and/or prize information for promotional purposes in any medium without additional compensation to the extent permitted by law. If the prize winner refuses the prize, or is unreachable after 10 business days, the prize is forfeited, and selection of an alternate winner becomes the decision of Personal Finance Center.

  6. GENERAL: This Website Scavenger Hunt is void outside of Guam, where prohibited or restricted by law or company policy and is subject to all applicable federal, state and local laws and regulations. Sponsor is not responsible for late, lost, stolen, damaged, garbled, incomplete, misaddressed, postage-due, or misdirected entries, prize claims or mail. In the event of any cancellation, termination or suspension, a notice will be posted and a random drawing will be held from among all eligible entries received prior to such time. Sponsor reserve the right, in its sole discretion, to disqualify an entrant if his or her fraud or misconduct affects the integrity of the Website Scavenger Hunt. By participating in this Website Scavenger Hunt, each entrant accepts the conditions stated in these Official Rules. By agreeing to enter into this Website Scavenger Hunt, the winner accepts and releases Personal Finance Center from any and all liability.

  7. WINNER NOTIFICATION: Winner will be notified by email by the email address provided by Winner's submission within the approximately WINNER NOTIFICATION TIMEFRAME of notification. Sponsor is not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties associated therewith, or Winner’s failure to adequately monitor any email account.
    Any winner notification not responded to or returned as undeliverable may result in prize forfeiture. The potential prize winner may be required to sign and return an affidavit of eligibility and release of liability, and a Publicity Release (collectively \"the Prize Claim Documents\"). No substitution or transfer of a prize is permitted except by Sponsor.

  8. LIMITATION OF LIABILITY: Sponsor assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction or alteration of entries at any point in the operation of the Website Scavenger Hunt; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers or providers utilized in any aspect of the operation of the Website Scavenger Hunt; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant's or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Website Scavenger Hunt or download of any materials in the Website Scavenger Hunt.

        If, for any reason, the Website Scavenger Hunt is not capable of running as planned for reasons which may include without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Website Scavenger Hunt, the Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes in whole or in part. In such event, Sponsor shall immediately suspend all drawings and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total ARV as set forth in these Official Rules) in a manner deemed fair and equitable by Sponsor. Sponsor and Released Parties shall not have any further liability to any participant in connection with the Website Scavenger Hunt.

  9. PRIVACY: Any personal information supplied by you will be subject to the privacy policy of Personal Finance Center. By entering the Website Scavenger Hunt, you grant Sponsor permission to share your email address and any other personally identifiable information with the other Sweepstakes Entities for the purpose of administration and prize fulfillment, including use in a publicly available Winners list.

          Privacy and Data Protection

      • The Promoter reserves the right to publish the names of all winners. Each winner may be required to participate in the Promoter’s marketing and promotional activities by entering the Contest.
      • The Promoter may use any personal information submitted with the entry to advise Participants of future promotions and to provide information about products of the Promoter or its associated companies that may be of interest. The Participant hereby consents to such personal information being used for its purpose and confirms that it agrees with the Promoter’s privacy policy available at The Participant may withdraw consent to such use of personal information by writing to the Promoter.
      • Other than as set out in terms and conditions or for the purpose of operating the Contest, the details and information provided by the Participant when entering the Contest or claiming a prize will be used for any promotional purpose, nor shall they be passed to any third party

    10. SPONSOR: Personal Finance Center, 126 Chalan San Antonio, Tamuning GU 96913.