Loan Officer (Regular, Full Time Position)

Responsible and directly involved in all aspects of “Consumer Loan” interviewing, underwriting, and loan disbursements.

Duties include soliciting, negotiating, and coordinating the closing of routine consumer loans. Spends more than 30% of the workday in solicitation of new loans. Communicates loan product offerings, encourages prospective applicant program inquiries and seeks to provide comprehensive information on the loan(s) best suited to prospective applicant's needs. Gathers all documentation required based upon the applicant's selected loan program including all disclosure requirements. Performs borrower qualification assessment and analysis of financial condition; assesses and evaluates the financing requests; orders and reviews credit; receives and verifies thorough completion of loan application; analyzes and qualifies applicant based on information provided; ensures that all documentation required for loan approval and/or funding is made available for timely processing, underwriting, and funding. Monitors approval, document drawing and funding dates to ensure compliance and applicable contracts. Position requires utilization of interpersonal and communication skills to generate referral business, leads, and create relationships with individual, existing clients, and past clients.

Qualifications include high school diploma, one year or more experience in Consumer Lending, preferably in the banking/finance industry. Good knowledge of MS Office software, including Word, Excel, Access, Outlook. Must have (Life & Health) insurance license, or ability to obtain licensing within 90 days. Current driver’s license if required to drive in the course of performing assigned duties & responsibilities. Effective organizational and time management skills; intermediate knowledge, & training in underwriting activities and terminology; exceptional oral, written, and interpersonal communications skills; ability to comprehend and explain financial calculations & processing alternatives; ability to make informal presentations inside the organization; strong customer service skills, problem solving skills and knowledge of credit products and services.

Forward your resume to [email protected] or apply at our Human Resources Department, 3rd Floor, Tamuning Center location.